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Does chime give you free money? Chime's referral bonus offer makes it easy for you to introduce friends and family to its banking services and score up to $1,000 in free cash. Plus, if you are a. During the tour, chime will unlock that “payday feeling” by giving away $500,000 in cash giveaways. 1, chime will embark on the nationwide tour. Chime offers a referral bonus every time you refer someone new using your referral link, and they receive a single qualifying direct deposit of $200 or more! To qualify for the referral bonus:.